NAKED HIPOTECAS

How much mortgage on €50,000?

Estimate of what you could borrow on a €50,000 gross annual salary.

Max loan

€243,805

35% DTI, 25 years, ~75% net

Monthly payment

€1,045

At 2.10% fixed, 25 years

Market rate

2.10%

Current fixed rate median

Best rates by bank

Median fixed rates for a €243,805 loan

Bank	Median rate	Est. payment	Offers
CajaSur	1.85%	€1,016/m	4
Banco Santander	1.90%	€1,022/m	68
Kutxabank	1.90%	€1,022/m	32
Cajamar	1.95%	€1,027/m	17
Caja Rural	2.00%	€1,033/m	19
CaixaBank	2.10%	€1,045/m	194
BBVA	2.15%	€1,051/m	183
Unicaja	2.15%	€1,051/m	29
Ibercaja	2.15%	€1,051/m	9
Openbank	2.22%	€1,060/m	30

Other salaries

€20,000 €25,000 €30,000 €35,000 €40,000 €45,000 €60,000 €70,000 €80,000

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