NAKED HIPOTECAS

How much mortgage on €45,000?

Estimate of what you could borrow on a €45,000 gross annual salary.

Max loan

€219,424

35% DTI, 25 years, ~75% net

Monthly payment

€941

At 2.10% fixed, 25 years

Market rate

2.10%

Current fixed rate median

Best rates by bank

Median fixed rates for a €219,424 loan

Bank	Median rate	Est. payment	Offers
CajaSur	1.85%	€914/m	4
Banco Santander	1.90%	€919/m	68
Kutxabank	1.90%	€919/m	32
Cajamar	1.95%	€925/m	17
Caja Rural	2.00%	€930/m	19
CaixaBank	2.10%	€941/m	194
BBVA	2.15%	€946/m	183
Unicaja	2.15%	€946/m	29
Ibercaja	2.15%	€946/m	9
Openbank	2.22%	€954/m	30

Other salaries

€20,000 €25,000 €30,000 €35,000 €40,000 €50,000 €60,000 €70,000

Want a more precise estimate?

Enter your full profile — income, LTV, term — and we'll show you what you'd get.

See my estimated rate →