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Home›Banks›Ibercaja

Ibercaja

Data from 24 real offers reported by people who negotiated their mortgage with Ibercaja.

Updated today · Feb 2026 – Apr 2026

Fixed · 9 offers

2.15%

median · best 1.95%

1.95

2.16

Variable · 1 offers

1.00%

median · best 1.00%

Mixed · 14 offers

1.70%

median · best 1.45%

1.70

1.75

Weekly trend

Weekly fixed rate median for Ibercaja

Most common conditions

What Ibercaja asks for in exchange for rate discounts

Direct deposit

15 · 63%

Life insurance

15 · 63%

Home insurance

13 · 54%

Direct debits

2 · 8%

Credit card

1 · 4%

Pension plan

1 · 4%

Latest reported offers

The 8 most recent offers from Ibercaja

Mixed·1.75%

Direct depositLife insuranceHome insurance24d

Fixed·2.16%

Direct depositHome insuranceLife insurance26d

Fixed·1.95%

Direct depositHome insuranceLife insurance28d

Mixed·1.70%

Direct depositHome insuranceLife insurance28d

Mixed·1.70%

Direct depositLife insuranceHome insurance30d

Fixed·1.95%

Direct depositLife insuranceDirect debits33d

Mixed·1.97%

Direct depositLife insuranceHome insurance34d

Fixed·1.95%

Direct depositLife insuranceDirect debits35d

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