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Home›Banks›Banco Santander

Banco Santander

Data from 42 real offers reported by people who negotiated their mortgage with Banco Santander.

Updated today · Feb 2026 – May 2026

Fixed · 41 offers

2.00%

median · best 1.80%

1.85

2.30

Variable · 1 offers

1.25%

median · best 1.25%

Mixed · no data

—

insufficient data

Weekly trend

Weekly fixed rate median for Banco Santander

Most common conditions

What Banco Santander asks for in exchange for rate discounts

Direct deposit

30 · 71%

Life insurance

25 · 60%

Home insurance

25 · 60%

Credit card

5 · 12%

Latest reported offers

The 8 most recent offers from Banco Santander

Fixed·2.33%

2d

Fixed·2.30%

Home insuranceLife insurance27d

Fixed·2.60%

Direct depositLife insuranceHome insurance28d

Fixed·1.85%

Direct depositLife insuranceHome insurance28d

Fixed·1.85%

Direct depositHome insuranceLife insurance34d

Fixed·2.15%

Direct depositHome insuranceLife insurance36d

Fixed·2.35%

Direct depositCredit cardLife insurance41d

Fixed·2.15%

48d

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