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Home›Banks›Banco Santander

Banco Santander

Data from 66 real offers reported by people who negotiated their mortgage with Banco Santander.

Updated today · Jan 2026 – Apr 2026

Fixed · 64 offers

1.90%

median · best 1.80%

1.85

2.30

Variable · no data

—

insufficient data

Mixed · no data

—

insufficient data

Weekly trend

Weekly fixed rate median for Banco Santander

Most common conditions

What Banco Santander asks for in exchange for rate discounts

Direct deposit

53 · 80%

Home insurance

46 · 70%

Life insurance

45 · 68%

Credit card

5 · 8%

Latest reported offers

The 8 most recent offers from Banco Santander

Fixed·2.30%

Home insuranceLife insurance4d

Fixed·2.60%

Direct depositLife insuranceHome insurance5d

Fixed·1.85%

Direct depositLife insuranceHome insurance5d

Fixed·1.85%

Direct depositHome insuranceLife insurance11d

Fixed·2.15%

Direct depositHome insuranceLife insurance13d

Fixed·2.35%

Direct depositCredit cardLife insurance18d

Fixed·2.28%

25d

Fixed·2.15%

25d

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