Banco Santander

Data from 11 real offers reported by people who negotiated their mortgage with Banco Santander.

Updated today · May 2026 – Jul 2026

Fixed · 10 offers

2.40%

median · best 2.00%

2.30

3.10

Variable · no data

—

insufficient data

Mixed · 1 offers

2.30%

median · best 2.30%

Weekly trend

Weekly fixed rate median for Banco Santander

What Banco Santander asks for in exchange for rate discounts

7 · 64%

6 · 55%

4 · 36%

The 8 most recent offers from Banco Santander

Fixed·3.42%

Direct depositHome insuranceLife insurance2d

Fixed·2.00%

Direct depositHome insuranceLife insurance3d

Mixed·2.30%

Fixed·2.41%

12d

Fixed·2.49%

Direct depositHome insurance14d

Fixed·2.15%

Direct depositHome insuranceLife insurance18d

Fixed·3.62%

28d

Fixed·2.30%

Direct depositHome insuranceLife insurance43d

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