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Home›Banks›Banco Santander

Banco Santander

Data from 69 real offers reported by people who negotiated their mortgage with Banco Santander.

Updated today · Dec 2025 – Mar 2026

Fixed · 66 offers

1.90%

median · best 1.80%

1.85

2.30

Variable · no data

—

insufficient data

Mixed · no data

—

insufficient data

Weekly trend

Weekly fixed rate median for Banco Santander

Most common conditions

What Banco Santander asks for in exchange for rate discounts

Direct deposit

56 · 81%

Home insurance

48 · 70%

Life insurance

46 · 67%

Credit card

7 · 10%

Pension plan

2 · 3%

Direct debits

2 · 3%

Latest reported offers

The 8 most recent offers from Banco Santander

Fixed·2.15%

hoy

Fixed·2.44%

Direct depositHome insuranceLife insurance2d

Fixed·2.15%

Direct depositHome insurance5d

Fixed·1.85%

Direct depositHome insuranceLife insurance7d

Fixed·1.85%

Direct depositHome insuranceLife insurance8d

Fixed·1.80%

Direct depositHome insuranceLife insurance11d

Fixed·2.07%

Life insuranceHome insuranceDirect deposit13d

Fixed·2.75%

13d

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