CaixaBank

Data from 54 real offers reported by people who negotiated their mortgage with CaixaBank.

Updated today · Apr 2026 – Jul 2026

Fixed · 48 offers

2.35%

median · best 1.90%

2.20

2.55

Variable · 2 offers

2.48%

median · best 1.85%

Mixed · 4 offers

1.94%

median · best 1.70%

View analysis: Fixed →

Weekly trend

Weekly fixed rate median for CaixaBank

Most common conditions

What CaixaBank asks for in exchange for rate discounts

Direct deposit

43 · 80%

Home insurance

23 · 43%

Life insurance

21 · 39%

Direct debits

7 · 13%

Credit card

3 · 6%

Pension plan

1 · 2%

Latest reported offers

The 8 most recent offers from CaixaBank

Fixed·3.80%

Direct deposit2d

Fixed·2.55%

Home insuranceDirect debits2d

Fixed·2.35%

Direct deposit4d

Fixed·2.55%

Direct deposit7d

Fixed·2.85%

Direct depositHome insuranceLife insurance8d

Fixed·2.00%

Fixed·2.50%

Direct depositDirect debits10d

Fixed·2.00%

Home insuranceLife insurance10d

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