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Home›Direct debits

Direct debits in mortgages

Analysis of Direct debits as a mortgage cross-selling condition in the Spanish market.

Frequency

2%

13 of 692 offers

Median with

1.90%

From 13 offers

Rate impact

-0.20pp

vs offers without this condition

Which banks require it most?

Percentage of offers that include direct debits

23%

16%

Banco Santander

3%

Other conditions

Direct deposit Home insurance Life insurance Pension plan Credit card Payment protection Default insurance Energy efficiency Alarm system Investment fund

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